MT, it works both ways no matter changing times or security per say.
DD is just as easy handing over a wad of cash in the hand and if thats not secure you've got fingers missing lol.......
All comes down to how you prefer to deal.
When I've gone specifically to shop a car after my canvassing and you come down to negotiating the deal, nothing like having a handfull of green saying take it or leave it, haven't had 1 bloke or gal say, oh please thats unsecure can you arrange electronic payment I'll take your offer in the hand !
Buying the Sprint from new the buggas want to fleece you preffering buyers to take options of their loan schemes, didn't need it, here's my final offer you take ? at that amount it was a DD in full at a price I was damn happy with they probably not
You see either we see $ther its not about being outdated.